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  • Writer's pictureSunny Settlements

Here's What You Need To Know About Title Searches

A title search is an important step in the process of buying or selling a property. It is a thorough examination of the public records related to a piece of real estate, conducted to ensure that the seller is the rightful owner of the property and that there are no outstanding liens or other issues with the title.

Title searches are typically conducted by a title company or an attorney, who will review a variety of public records to verify the ownership and condition of the property's title. This may include deeds, mortgages, liens, and other legal documents.

The purpose of a title search is to identify any potential problems with the title that could affect the ownership or value of the property. For example, a title search may reveal that there is an outstanding mortgage on the property, or that there is a lien for unpaid taxes.

If any issues are discovered during the title search, they will need to be resolved before the property can be transferred to the new owner. This may involve negotiating with the lender or lien holder to pay off the outstanding debt, or it may involve filing a legal action to clear the title.

While title searches can be time-consuming, they are an important part of the real estate process and can help protect both buyers and sellers from potential problems down the road. By ensuring that the title to a property is clean and clear, a title search can give both parties peace of mind and help facilitate a smooth and successful transaction. At Sunny Settlements, our experienced title agents are here to ensure you're protected.

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